Exploring the Role of Fintech in Revolutionizing Takaful and Islamic Financial Services: Opportunities, Challenges and Future Prospects. Journal of STEM and Education, [S. l.], v. 5, n. 1, 2025. Disponível em: https://journalstem.net/ojs/index.php/pkb/article/view/106.. Acesso em: 21 jun. 2026.