Factors Affecting Adoption of E-Wallet Among Students in College Community Pasir Mas, Kelantan. Journal of STEM and Education, [S. l.], v. 6, n. 2, p. 123–131, 2026. Disponível em: https://journalstem.net/ojs/index.php/pkb/article/view/169.. Acesso em: 9 nov. 2026.